Welcome To
Xclusive Financial Services
Xclusive Financial Services is a proud representative of Primerica. We offer financial products to include: Term life insurance, Top-rated home security system, Identity-theft protection, and 24-hour legal assistance.
We also offer a unique career opportunity to join our team, empowering you to take control of your future and build your own business.
I am in network marketing, what that means is my company,
- Xclusive Financial Services markets
- life insurance
- investments
- home security system
- prepaid legal service
- identity theft protection
- solely through another company called Primerica
life insurance
Term Life Insurance?
What is Term Life Insurance?
Term life insurance provides coverage for a specific period of time, or “term” of years. If the insured person dies within the “term” of the policy and the policy is still in force (active), then the death benefit is paid out to the beneficiary. This type of insurance typically allows clients to initially purchase more insurance coverage for less money (premium) than other kinds of life insurance. Primerica’s “Buy Term and Invest the Difference” philosophy encourages clients to take this “difference” in premium and invest it for the future.
Primerica term life insurance offers affordable protection
You need term life insurance. A common misconception about life insurance is that it is a permanent need for each family. Many financial experts see life insurance as a tool to “buy time” until you accumulate savings – and not as a permanent fixture of your financial life. Term life insurance is generally much more affordable in the initial years to provide the right amount of coverage you really need for your family.
Investor's Business Daily #1 Most Trusted Life Insurance Company 2022
Forbes 2022 America's Best Insurance Companies
vivid home security system
We also offer vivid home security system
Vivint Security Review
Combining AI technology with our personal preferences, Vivint’s Smart Deter feature makes this security system definitely worth it.
- Professional monitoring : All systems have the option of professional monitoring and cellular backup to secure homes.
- Integrations with Alexa and Google Assistant : In addition, Vivint works with Philips Hue smart lighting and Nest thermostats.
- User-friendly app : The Vivint app is easy to use on both iPhones and Androids.
- Wireless equipment
- Advanced home automation and customizations
- 7-inch touch-screen smart home hub
- AI-powered outdoor, indoor and doorbell cameras
Prepaid Legal Strategic Partner
Primerica Legal Protection Program services are offered through Pre-Paid Legal Services, Inc. Primerica Legal Protection Program legal protection services are offered by Pre-Paid Legal Services, Inc. (PPLSI) or applicable subsidiary, through contractual agreement between Primerica Client Services, Inc. and PPLSI. Neither Primerica Client Services, Inc., nor its officers, employees or sales representatives directly or indirectly provide legal services, representation or advice. PPLSI provides access to legal services offered by a network of provider law firms through membership based participation. Neither PPLSI nor its officers, employees or sales associates directly or indirectly provide legal services, representation or advice. Services and benefit availability may vary by state.
Protect your identity
Identity theft has been one of the top consumer complaints filed with the FTC for nearly two decades.* Victims are spending an exorbitant amount of time and money dealing with it. The criminals are getting smarter. And they’re not going away. IDTheftDefense℠, offered by Pre-Paid Legal Services, Inc., understands all the potential threats, how to protect against them, and how to restore any damage done.
IDTheftDefense helps protect your identity in three ways:
- Monitoring your personal information and financial accounts
- Providing counseling and emergency assistance, if needed
- Restoring your identity should an identity theft event occur
VIvint is a 4x Award Winner
Selected for having one of the highest satisfaction rates for Best Customer Service, Best Equipment, Best for Installation and Best Monitoring. Vivint is one of the strongest smart home security systems. From its smart touchscreen control panel called the Vivint Smart Hub to its AI-powered security cameras, Vivint delivers a unique smart home security experience that no other security system on the market can match.
life insurance
Term Life Insurance?
What is Term Life Insurance?
Term life insurance provides coverage for a specific period of time, or “term” of years. If the insured person dies within the “term” of the policy and the policy is still in force (active), then the death benefit is paid out to the beneficiary. This type of insurance typically allows clients to initially purchase more insurance coverage for less money (premium) than other kinds of life insurance. Primerica’s “Buy Term and Invest the Difference” philosophy encourages clients to take this “difference” in premium and invest it for the future.
Primerica term life insurance offers affordable protection
You need term life insurance. A common misconception about life insurance is that it is a permanent need for each family. Many financial experts see life insurance as a tool to “buy time” until you accumulate savings – and not as a permanent fixture of your financial life. Term life insurance is generally much more affordable in the initial years to provide the right amount of coverage you really need for your family.
Investor's Business Daily #1 Most Trusted Life Insurance Company 2022iii
Forbes 2022 America's Best Insurance Companies
Protect your identity
Identity theft has been one of the top consumer complaints filed with the FTC for nearly two decades.* Victims are spending an exorbitant amount of time and money dealing with it. The criminals are getting smarter. And they’re not going away. IDTheftDefense℠, offered by Pre-Paid Legal Services, Inc., understands all the potential threats, how to protect against them, and how to restore any damage done.
IDTheftDefense helps protect your identity in three ways:
- Monitoring your personal information and financial accounts
- Providing counseling and emergency assistance, if needed
- Restoring your identity should an identity theft event occur
Prepaid Legal Strategic Partner
Primerica Legal Protection Program services are offered through Pre-Paid Legal Services, Inc. Primerica Legal Protection Program legal protection services are offered by Pre-Paid Legal Services, Inc. (PPLSI) or applicable subsidiary, through contractual agreement between Primerica Client Services, Inc. and PPLSI. Neither Primerica Client Services, Inc., nor its officers, employees or sales representatives directly or indirectly provide legal services, representation or advice. PPLSI provides access to legal services offered by a network of provider law firms through membership based participation. Neither PPLSI nor its officers, employees or sales associates directly or indirectly provide legal services, representation or advice. Services and benefit availability may vary by state.